Financial Aid is available to qualified students to assist in meeting tuition costs. Most aid is through the federal Title IV programs. EMTS is also approved to train students sponsored by various agencies. In addition, EMTS offers term based payment plans coordinated by the Business Department. For more information on payment plans, contact the school.

Federal Financial Aid General Eligibility:
Qualified students are able to receive loans and/or grants through federal studnt aid programs. To be eligible for any federal financial aid you must:
•	have a high school diploma or the equivalent
•	be a USA citizen or be a permanent resident alien (have a "green card")
•	not be in default or owe a refund on any federal loan or grant
•	have no disqualifying drug related convictions
•	be registered with Selective Service ("the draft") if required
•	be enrolled in an eligible program on at least a half-time basis (all EMTS programs meet this requirement)
Dependent and Independent Student Status:
Your dependency status determines which student loans you may borrow and whether you must submit your parent's financial information on your aid application. For purposes of qualifying for federal aid, you are a Dependent Student if all of the following apply to you:
•	your birth year is between 1980 and 1985 (inclusive)
•	you are unmarried
•	you are not a veteran of the U.S. Armed Forces
•	you are not an orphan
•	you have no children (or other dependents) who receive more than half of their support from you
If any of the above do not apply to you, you are considered an Independent Student.
Grants:
The Federal Pell Grant program provides limited awards to students who meet strict financial criteria and do not have a Bachelor's degree. You do not have to pay back a Pell Grant.
Loans:
The base Stafford Loan is available to all eligible students through the Federal Family Education Loan Program (FFELP) or the William D. Ford Federal Direct Loan Program (Direct Loans). No principal payments are due on the Stafford Loan while you are in school. For Students with sufficient financial need, the base Stafford is subsidized (meaning the federal government pays the interest while you are in school). Otherwise it is unsubsidized. If you are an Independent Student, you can borrow both the base Stafford Loan and an additional unsubsidized Stafford Loan. If you are a Dependent Student, you are not eligible for he additional unsubsidized Stafford Loan. Instead, your parents' may borrow the PLUS Loan to assist you. PLUS Loans always involve a credit check, and repayment usually begins thirty days after the loan is fully disbursed.
Application:
The steps to apply for federal aid are covered in the Financial Aid packet which you will be given during your personal interview. To complete the forms, you will need your 2005 federal income tax return (and your parents' 2005 tax forms if you are a Dependent Student.) If there are at least two weeks remaining before your interview, you could begin your financial aid application on-line.
•	The link below will take you to FAFSA-on-the-web.
•	Select "Fill out a FAFSA" from the middle column
•	Follow the on-screen instructions to complete your FAFSA-on the-web.
•	Enter the appropriate EMTS school code: 038814
•	Important: print your Confirmation Page and bring it with you to your personal interview
Other Aid Veterans Educational Benefits
EMTS is approved to train veterans and their qualified dependents who are eligible for Veteran's Administration Educational benefits. If you believe you are eligible, contact the VA at 888-442-4551 or www.gibill.va.gov to confirm your eligibility and begin the process of activating your benefits.
EMTS is also approved to train students sponsored by:
•	Department of Social Services, Bureau of Rehabilitation Services
•	Work Force Development, Inc.
•	Department of Employment Security